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Financing

Affording Dental Implants

We understand that for most patients, one of the biggest concerns is the cost of dental implants. At Regional Implant Centers, we will do our best to work with you no matter what credit have, or your economic situation. Our goal is find a way to make it work for you, and get you back to a healthy new set of teeth!

We Accept Insurance

Our doctors are are able to take several different insurances. We can check yours today!
Send us your Insurance information because you may be eligible to get the treatment with up to 50% coverage!

What Is Medical Necessity Coverage, And When Can It Cover The Cost Of Dental Implants?

If you are suffering pain due to the condition of your teeth, and/or you are lacking simple daily function such as being able to chew your food properly without pain, you may be able to establish medical necessity for your dental implant treatment and have medical insurance (not dental) step in to pay for it.

Here at Regional Implant Centers, we are one of the few offices in the USA that has a dedicated team that makes filing for this type of coverage more accessible, something that most dental offices don't have.

Take our 60-second smile quiz to see if you qualify, and to schedule a call with one of our treatment coordinators.

Financing Options

We partnered with various financing companies to make it easier for you to afford full-mouth dental implants.

High Approval Rates: Cherry approves 66% more patients than the industry average, ensuring more individuals can access the dental care they need.


Flexible Payment Plans: Choose from 3 to 60-month payment options, including true 0% APR plans, allowing you to select a plan that fits your budget.


Quick and Easy Application: Apply in under 60 seconds with no hard credit check at ANY part of the process, and receive an instant approval decision.


Transparent Terms: Enjoy true 0% APR options with no hidden fees, deferred interest, or compounding interest.

Flexible Payment Plans: Enjoy repayment terms of up to 120 months, giving you plenty of time to comfortably manage costs.


No-Collateral Loans: Affordable rates with no collateral required, making it easy to say YES to the care you need.


Instant Pre-Qualification: Check your eligibility in moments without affecting your credit score.


Transparent and Simple Terms: No hidden fees, fixed rates, and clear, easy-to-understand loan details.


Wide Approval Range: Options available for a variety of credit profiles, ensuring more patients can access financing.

Finance 100% of Your Care: Get the treatment you need now with no upfront costs, annual fees, or pre-payment penalties.

Flexible Payment Plans: Choose from a range of payment options, including popular No Interest Payment Plans* when balances are paid in full within the specified time.

Use for the Whole Family: CareCredit can be used for ongoing treatments for your entire family without needing to reapply. Apply in just minutes and receive a decision instantly.

Save Your Other Cards: Keep your primary credit cards available for household or unexpected expenses.

Easy Mobile Application: Apply for dental financing directly from your phone with the iCreditWorks app—quick, secure, and hassle free.

Fast Credit Decisions: Get an instant approval decision so you can move forward with your treatment without delays.

Flexible Loan Options: Borrow from $100 to $20,000 with fixed monthly payments and loan terms from 12 to 60 months.

Wide Approval Range: Financing is available for many credit profiles, making it easier for more patients to qualify.

Safe & Transparent: No hidden fees biometric security for safe access, and clear loan terms, you know exactly what you're getting.

Important Financing Questions

Frequently Asked Questions

We are always here to help!

How will applying for a loan affect my credit score?

The exact impact of a credit inquiry will vary from person to person. Typically, the impact is a reduction of 5 points or less, though individuals with shorter credit histories or fewer accounts may experience a greater impact.

What are the minimum qualifications to get a loan?

At a minimum, a potential borrower must have $24,000 or more in gross annual income, a satisfactory credit report, a valid email address, and be able to afford the monthly payment to be offered a loan. We use a number of decision factors to make an instant determination, so you will know immediately if there are loan options available to you.

What benefits do you offer that are unique to Proceed?

We offer longer repayment terms and lower interest rates than our competitors to a broader spectrum of borrowers, so that a larger percentage of patients can receive treatment.

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